Mortgage Calculators
Today’s market, to help with your figures
Next Bank of England rate decision: 5 November 2026
Bank of England base rate3.75%Bank of England, Sep 2026
Average 2-year fixed (75% LTV)4.92%Bank of England, Sep 2026
Average 5-year fixed (75% LTV)4.77%Bank of England, Sep 2026
Average standard variable rate5.25%Bank of England, Sep 2026
Inflation (CPI)3.4%ONS, Aug 2026
UK average house price£272,611+1.4% on a year agoHM Land Registry, Jul 2026
Market averages from public data, shown for information only. They are not a quote or the rate you will be offered. Your rate depends on your circumstances. Book a free chat to find out what you could get.
Repayment
Overpayment
Stamp Duty
Borrow Amount
These calculators are a guide only and are not a mortgage offer or advice. Results are illustrations based on the figures you enter. Tax rates were checked against GOV.UK, the Welsh Revenue Authority and Revenue Scotland on 30 September 2026. Some purchases (companies, mixed-use, multiple dwellings) are taxed differently. Please speak to an adviser before making a decision.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
